Terms and Conditions for Gift Redemptions


Promotion Eligible Criteria Terms & Conditions
Refer an Expat Customers who refer their Expat loved ones and their referees during the Promotion Period, 1 December 2023 to 31 March 2024 (both dates inclusive) and which fulfills all Campaign criteria. Terms & Conditions – Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada and NTUC FairPrice. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Thrive Today Secure Tomorrow Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 April and 30 June 2024 (both dates inclusive), and which fulfils the Minimum Annualised Premium Amount. Digital gift voucher values (as stated in the Promotion Table A and Promotion Table B) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Picture Perfect Future Customers whose Eligible Supplementary Benefits to an Eligible Basic Plan is submitted and incepted during the Promotion period, 1 July and 30 September 2024 (both dates inclusive), and which fulfils the Minimum Aggregate Annualised Premium Amount per policy. Digital gift voucher values (as stated in the Promotion Table B) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
PRUActive Life III Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 October and 31 December 2024 (both dates inclusive), and which fulfils the Minimum Annualised Premium Amount. Digital gift voucher values (as stated in the Promotion Table) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Glow with Confidence Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 1 October and 31 December 2024 (both dates inclusive), and which fulfils the Minimum Annualised Premium Amount. Digital gift voucher values (as stated in the Promotion Table C) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here
Say Goodbye to Cheques: Go Digital with E-Payments To be eligible for the Promotion, the Eligible Customer has to satisfy the following requirements during the period 7 October to 31 December 2024 (both dates inclusive)(“Promotion Period”) and provided always that you satisfy all the qualifying criteria set out in these Terms and Conditions.
  • Change the premium payment method from cheque to GIRO and Credit Card within the period between 7 October to 31 December 2024 (both dates inclusive); and
  • at least 2 successful deductions following the change in payment method; and
  • the applicable premium mode of payment must be on a monthly frequency.
  • each Eligible Customer is entitled to a maximum of one (1) Reward.
 S$20 Digital gift voucher values redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$ and NTUC FairPrice. Please note that these merchants are subject to change.

Please refer to full T&Cs here
PRUAssure IndexRewards Customers whose Eligible Insurance Plan is submitted and incepted during the Promotion period, 14 November and 31 December 2024 (both dates inclusive), and which fulfils the Minimum Single Premium Amount. Digital gift voucher values (as stated in the Promotion Table) redeemable from participating merchants such as Dairy Farm, Deliveroo, Frasers Property, GrabGifts, Lazada, CapitaStar$, NTUC FairPrice and Marriott. Please note that these merchants are subject to change.

Please refer to full T&Cs here


Please refer to the specific campaign link for the full terms and conditions.

Information is correct as of 2 December 2024.

This advertisement has not been reviewed by the Monetary Authority of Singapore.